How We Stop Creditor Harassment
Debt collectors use every tool at their disposal to collect the money they are owed. Despite laws regulating their behavior, some collection agencies go too far. They harass people experiencing overwhelming debt to try to scare them into paying.
As a person living with debt in Missouri, you have rights. If you have been the victim of creditor harassment, contact Lichtenegger Law Firm in Jackson. Our attorneys are committed to stopping illegal conduct by debt collectors and restoring your peace of mind.
How The Law Protects You
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates what debt collectors must do — and may not do. For example, agencies cannot:
- Call you before 8 am or after 9 pm
- Make collection calls at your place of employment
- Be deceptive or misrepresent themselves
- Use abusive or profane language
- Threaten to have you arrested
- Report false information on your credit report
Our lawyers are highly familiar with all the different intimidation tactics that unscrupulous debt collectors. Once you retain our services, we will immediately inform all your creditors that you are invoking your rights under FDCPA. That usually stops all communication from debt collectors. If necessary, we will take additional steps to ensure your rights are respected. In some cases, that means suing the offending companies. Under FDCPA, you may be entitled to substantial monetary damages plus attorney’s fees.
End The Harassment Now
You do not have tolerate harassment about your debts. Call Lichtenegger Law Firm at or email us to schedule your free, 30-minute consultation with one of our bankruptcy attorneys. We represent clients in Marble Hill, Perryville and across Southeast Missouri.