If you suffer an unfortunate injury while working, chance are you are counting on workers’ compensation to see you through the incident. Successful claims provide Missouri workers with benefits such as income replacement and coverage of medical expenses. A notice indicating a claim denial can bring reality crashing down upon you. The following list contains several common reasons for claim denials.
Waiting to report the injury: It is important to report any unusual incident to your superiors immediately. Doing so paves the way for a successful workers’ compensation claim if you discover that the incident caused you injury.
Lack of medical evidence: Getting a medical opinion, even for minor injuries, provides you with documentation to prove your injury and supporting your claim.
Pre-existing condition: If your boss or the insurance carrier believes your injury already existed, you could get a denial notice. Your medical documentation can help you prove the injury is new.
Incapacitation: When your superiors suspect you were under the influence of drugs or alcohol when injured, they will probably deny your claim. A lawyer can provide valuable assistance in proving otherwise.
We know how much employees rely on workers’ compensation benefits in the wake of a work-related injury. Without these benefits, you may fall behind in paying your bills and it may be difficult to support your family.
Our lawyers want you to understand that receiving a claim denial need not be the end for you and your family. Seeking legal advice can give you a better chance of appealing the denial and receiving the benefits you need to move forward. Please continue reading the information on our website to learn more about filing a successful workers’ compensation claim.